MWIKA, D. A Review of Factors that Lead to Reluctance in Adoption of ICT among Small and Medium Enterprise in Developing Countries. Proceedings of International Conference for ICT (ICICT) - Zambia, [S. l.], v. 4, n. 1, p. 51–57, 2023. Disponível em: https://ictjournal.icict.org.zm/index.php/icict/article/view/200. Acesso em: 6 jul. 2024.