Phiri , Katongo Ongani, Aaron Zimba, Mwiza Norina Phiri, and Chimanga Kashale. 2025. “An Integrated NLP and Machine Learning Model for Detecting Smishing Attacks on Mobile Money Platforms”. Zambia ICT Journal 8 (1):11-19. https://doi.org/10.33260/zictjournal.v8i1.335.